Auto Insurance Indiana

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Ledbetter Insurance has been providing car insurance for Indiana residents since 1988. We offer automobile coverage from minimum auto liability limits to high physical damage insurance on expensive antique autos. As an independent agent we can select from one of our many insurance companies to find you the best coverage and rate. Combine your home and auto and save even more with a multi-policy discount. Several discounts are available, multi-auto, mature driver, safe driver, good student and more.

Indiana Motorist Information for Indiana Residents.

Here are some points of interest regarding driving rules and regulation in Indiana.

Speed Limits

Rural Interstates: Cars 70, Trucks 65
Urban Interstates: Cars 55, Trucks 55
Other Limited Access Roads: Cars 60, Trucks 60
(http://www.ghsa.org/html/stateinfo/laws/speedlimit_laws.html)

These speed limits apply unless a different limit is posted.

Speed limits are absolute–exceeding the speed limit is illegal per se (regardless of whether it was safe under the specific conditions).

Speed Limits Enforcement Techniques
Enforced through use of:
Pacing: Yes
Radar: Yes
Vascar: Yes
Automated Speed Enforcement: No
Aircraft: Yes
Laser: Yes

Ticket Payment Methods
Consult your ticket or clerk of courts

Trial By Declaration Allowed
Yes, under the name “trial by affidavit.” Contact your court for rules and procedures.

Jury Trial Allowed
Speeding: Yes
Parking: No
Equipment: No
DWI: Yes

Member of Nonresident Compact
Yes

Member of Driver License Compact
Yes

When and Where to File Accident Reports
Accidents involving death, personal injury or property damage exceeding $750 must be reported immediately to the local authorities and within 10 days in writing to the Indiana State Police.

Resident Insurance Requirements
Liability insurance is required (although some states allow posting a cash bond or such as an alternative)
Minimum Coverage Required:
Injury to one person: $25,000
All injuries: $50,000
Property Damage: $10,000
Uninsured motorist coverage is required
Indiana law requires you to present your insurance card to police officers who pull you over for a safety check or traffic violation.

Phone Restrictions
Novice Drivers: All cell phone use prohibited, and text-messaging prohibited, for ages under 18, using primary enforcement
School Bus Drivers: No special restrictions
All Drivers: No restrictions
(http://www.ghsa.org/html/stateinfo/laws/cellphone_laws.html)

Other Regulations

From City-Data 2013

Auto Insurance Quotes for residents of Indiana

Get Your Auto Insurance Quote Online or CALL 1-877-901-5544 / 1-877-902-5544

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